October 27，According to the website of Hubei Department of Culture and Tourism，To promote inclusive financial policies, reach market entities in the cultural and tourism industries，Effectively alleviate financing difficulties for small, medium and micro cultural 188bet app download、The problem of expensive financing，Hubei Provincial Department of Culture and Tourism、People's Bank of China Wuhan Branch、Hubei Provincial Department of Finance、Notice of the Hubei Provincial Local Financial Supervision and Administration Bureau jointly issuing the "Ten Measures to Further Strengthen Financial Services for Cultural 188bet app download in Hubei Province"。

1. Carry out the credit cultivation project of cultural 188bet app download，Start the credit cultivation of cultural 188bet app download，The Wuhan Branch of the People's Bank of China and the Provincial Department of Culture and Tourism are based on county areas，Carry out credit cultivation work for cultural 188bet app download，Each county (city、District) In principle, we recommend 3-5 companies with potential、There is a market、Promising、List of small, medium and micro cultural 188bet app download with regional influence but facing difficulty in financing and expensive financing。1 company completed，How to add 1 family，Each county (city、District) Maintain a stock of no less than 3 pending small, medium and micro cultural 188bet app download。

2. Increase efforts to expand first-time loan customers for cultural 188bet app download，Establish a loan-free enterprise database for cultural and tourism small and micro enterprises，The local culture and tourism bureaus and the local People’s Bank of China jointly establish a list of small and micro enterprises without loans。Follow“Stock promotion + annual supplement”Thinking，Based on the list of loan-free enterprises established for the first time in 2021，In the future, the new registration list of small and micro enterprises and individual industrial and commercial households will be supplemented every year，Form“Stock + New”The list continues to expand first-time loan companies。

3. Further reduce the comprehensive financing costs of cultural 188bet app download，Reasonably determine the loan interest rate for cultural and tourism small and micro enterprises。Proactively reduce fees and provide profits to cultural 188bet app download that have difficulty in production and operation affected by the epidemic，Large banks and joint-stock banks must conscientiously implement the policy requirement that the internal transfer pricing (FTP) preferential intensity shall not be less than 50 basis points。At the same time，Increase support for loan renewal，Reduce agency fees for cultural tourism enterprises。Reduce guarantee、Reguarantee fee ratio，Guarantee company that provides guarantee for financing of small and micro cultural 188bet app download，The guarantee fee shall not be higher than 1%/year。

four、Play“Chutian loan code”The role of the green channel for reporting financing needs，Make full use of“Chutian loan code”Improve the efficiency of financing docking between cultural 188bet app download。For cultural 188bet app download that are temporarily unable to meet financing conditions，Guide it through“Chutian loan code”Fill in the intended financing needs，Prompt follow-up and cultivation by financial institutions，And expand loan coverage through cultivation and connection。

五、Support the construction of first loan service center for provincial cultural 188bet app download，Relying on Hubei Provincial Cultural Financial Service Center，Establish an online and offline provincial cultural and tourism first loan service center，Provide financing for first-time loan enterprises and individual industrial and commercial households";One-stop”Service。At the same time，Promote the sharing of credit information among cultural 188bet app download，Support the Hubei Cultural Tourism Financial Service Platform to provide more credit financing products for first-time borrowers，Promote“Four lists”The service mechanism fully covers first-time mortgage households。

6. Establish a financing demand database for key cultural 188bet app download。City and state culture and tourism departments strengthen communication and coordination with the local People’s Bank，Carefully check the cultural and tourism projects and enterprises in the jurisdiction that have financing needs，Based on the actual situation of the project、Enterprise integrity record and actual operation establishment of enterprise financing needs list，And report to the Wuhan Branch of the People’s Bank of China before October 31st、Recommended by the Provincial Department of Culture and Tourism。

7. Make good use of the Hubei Cultural 188bet app download Financial Service Platform，Make full use of the online financing docking role of the Hubei Cultural 188bet app download Financial Service Platform。

eight、Do a good job with“E Rongtong”'s in-depth docking，Focus on the implementation of responsibilities of industry departments around finance to support the high-quality development of our province，Do a good job in collecting and sharing business data and evaluation data of industry enterprises，Strengthening the Hubei cultural 188bet app download financial service platform and“E Rongtong”In-depth docking with provincial small and medium-sized enterprise financing credit platform。

9. Submit financial support for the development of cultural 188bet app download。Reports from local culture and tourism departments include overall practices and results in supporting cultural 188bet app download、Typical cases supporting cultural tourism financial innovation、Implementation of guaranteed interest discount policy、Guide guarantee agencies to implement“4321”Zaidan Cultural Tourism Loan provides insurance coverage for financial institutions, etc.；The reporting work of each bank includes financial product innovation、Cultural and tourism enterprise credit balance、Loan growth rate、Refinancing, rediscounting and other financial instruments implementation results、Re-guaranteed cultural tourism loan situation based on 4321 model, etc.。

10. Improve the work security mechanism。Provincial Department of Culture and 188bet app download、People’s Bank of China Wuhan Branch to local culture and 188bet app download bureaus、Quarterly monitoring report on the work status of various financial institutions，Annual assessment，And linked to various policy incentives and evaluations。The implementation of inclusive finance by cities, states and counties to support the cultural industry and 188bet app download industry will be included in the provincial financial credit city, state and county assessment，Increase policy tool incentives for regions and financial institutions that have achieved remarkable results。

The following is the full text 188bet app download "Measures":

Ten measures to further strengthen financial services for cultural 188bet app download in Hubei Province

In order to implement the "Hubei Province Alleviating the Financing Difficulties of Small, Medium and Micro Enterprises, Financing and Credit Cultivation Project Plan" (Ejin Group Fa [2021] No. 3)，Integrated with inclusive finance to support small, medium and micro cultural tourism enterprises and a series of work arrangements such as the first loan expansion special action，Make full use of the People’s Bank of China、Government Department、The policy synergy between financial institutions and service platforms，Optimizing financial services for small, medium and micro enterprises in the province’s cultural and tourism fields，Strengthen financial institutions“Four lists”Service mechanism，Relieving the problem of difficult and expensive financing for small, medium and micro cultural 188bet app download，The following measures have been specially formulated:

1. Carry out the credit cultivation project of cultural 188bet app download

1. Start the credit cultivation of cultural 188bet app download。The Wuhan Branch of the People's Bank of China and the Provincial Department of Culture and Tourism are based on county areas，Carry out credit cultivation work for cultural 188bet app download，Each county (city、District) In principle, we recommend 3-5 companies with potential、There is a market、Promising、List of small, medium and micro cultural 188bet app download with regional influence but facing difficulty in financing and expensive financing，After being determined by the culture and tourism department in conjunction with the local People’s Bank，The sponsoring financial institution will do a good job in connecting banks and enterprises，Relevant government departments provide policy guidance，Carry out corporate credit cultivation work。1 company completed，How to add 1 family，Each county (city、District) Maintain a stock of no less than 3 pending small, medium and micro cultural 188bet app download。Recommended companies must meet the following conditions:

(1) The main business complies with the national cultural industry and tourism industry policies，The industry category belongs to the "Culture and Related Industries Classification (2018)" and "National Tourism and Related Industries Statistical Classification (2018)" issued by the National Bureau of Statistics，Cultural 188bet app download that are included in the statistical scope of cultural industry and tourism industry；

(2) No violations of laws or regulations;

(3) Not included 188bet app download joint punishment targets for breach of trust;

(4) Good 188bet app download status;

(5) 188bet app download operating conditions;

(6) Expected development prospects are good，Has certain influence and driving force 188bet app download region；

(7) Have real 188bet app download needs.

2. Increase efforts to expand first-time loan customers for cultural 188bet app download

2.Establish a loan-free enterprise database for cultural and 188bet app download small and micro enterprises。The local culture and 188bet app download bureaus and the local People’s Bank of China jointly establish a list of small and micro enterprises without loans，Banking financial institutions provide counseling for households without loans in the database、Providing first-time loan services。Follow“Stock promotion + annual supplement”Thinking，Based on the list of loan-free enterprises established for the first time in 2021，In the future, the new registration list of small and micro enterprises and individual industrial and commercial households will be supplemented every year，Form“Stock + New”The list continues to expand first-time loan companies。

3. Further reduce the comprehensive financing costs of cultural 188bet app download

3.Reasonably determine the loan interest rate for cultural and tourism small and micro enterprises。Banking financial institutions ensure that the interest rates of new inclusive small and micro enterprise loans issued in 2021 are stable but falling，Proactively reduce fees and provide profits to cultural 188bet app download that have difficulty in production and operation affected by the epidemic。Large banks and joint-stock banks must conscientiously implement the policy requirement that the internal transfer pricing (FTP) preferential intensity shall not be less than 50 basis points。Local corporate banks should implement internal transfer pricing concessions or economic profit subsidies for cultural and tourism small and micro credit businesses。Policy banks should actively provide low-cost financial support to cultural and tourism small and micro enterprises through on-loan funds。Credit financing for small and micro cultural 188bet app download，Liquidated damages for early repayment or delayed payment shall not be stipulated in the loan contract，Cancel the legal person account overdraft commitment fee and credit credit certification fee。

4. Increase support for loan renewal。Banks should apply for loan renewal based on cultural 188bet app download，Before the existing loan matures，Do credit assessment and review in advance，Improve response speed and approval timeliness。Production and operation in cultural 188bet app download、When the financial situation and external environment have not deteriorated significantly，No new credit enhancement requirements may be made without reason that will significantly increase the comprehensive cost of financing；Do not raise the loan interest rate on the grounds of discontinuing the loan，Ensure that cultural 188bet app download in need of funds obtain loans at reasonable costs。

5.Reduce agency fees for cultural tourism enterprises。Strengthen financing guarantee companies、Accounting Firm、Law Firm、Supervision and management of asset appraisal companies and other intermediary agencies。Reduce guarantee、Reguarantee fee ratio，Guarantee company that provides guarantee for financing of small and micro cultural 188bet app download，The guarantee fee shall not be higher than 1%/year。The re-guarantee fee of the Provincial Re-guarantee Group shall be paid by the guarantee company from the guarantee fee，Single transaction amount within 1 million yuan (inclusive)，Waiver of re-guarantee fee；Single transaction amount 1 million to 5 million yuan (inclusive)，The re-guarantee rate is 0.1%/year；Single transaction amount is more than 5 million yuan，The re-guarantee rate is 0.2%/year。

four、Play“Chutian loan code”The role of the green channel for reporting 188bet app download needs

6.Make full use of“Chutian loan code”Improve the efficiency of financing docking between cultural 188bet app download。Provincial Department of Culture and Tourism and People’s Bank of China Wuhan Branch，Relying on Hubei Cultural Tourism Financial Service Platform (http://rz.hbcpre.com/) promotes &ldquo that facilitates corporate financing;Chutian loan code”，Financing demand release for various cultural and tourism market entities“Green Channel”。Cultural and tourism departments at all levels should combine annual qualification review、Annual report and various registration procedures，Inform and guide enterprises through“Chutian loan code”Fill in financing needs。For cultural 188bet app download that are temporarily unable to meet financing conditions，Guide it through“Chutian loan code”Fill in the intended financing needs，Prompt follow-up and cultivation by financial institutions，And expand loan coverage through cultivation and connection。

五、Support the construction of first loan service center for provincial cultural 188bet app download

7.Promote the construction of first loan service center for cultural 188bet app download in Hubei。Relying on Hubei Provincial Cultural Financial Service Center，Establish an online and offline provincial cultural and tourism first loan service center，Provide financing for first-time loan enterprises and individual industrial and commercial households";One-stop”Service。Specific include:

(1) Accept corporate 188bet app download consultation、Accepting 188bet app download applications、Credit inquiry、Guarantee and mortgage handling；

(2) Organize 188bet app download policy and product promotion、Lecture，Organize corporate 188bet app download knowledge training，Cultivation of more credit entities；

(3) Organize industry-finance docking；Carry out interest discount、Guarantee fee subsidy、Risk compensation、Centralized acceptance and implementation of 188bet app download preferential policies such as loan renewals；

(4) Pair of bronze inscription seeds、Yinwen Seed、Wengao Seed Enterprise is listed、Listed、Bond issuance counseling，Expand direct 188bet app download。

8.Promote the sharing of credit information among cultural 188bet app download。Strengthen the collection of enterprise-related government affairs information、Share and apply，Carry out credit evaluation of cultural 188bet app download，Enhance corporate credit“Portrait”Ability to connect with financing，Gradually realize online full-process one-stop financing services for cultural 188bet app download in the province，Opening financing loans for enterprises“Green Channel”。Promote the in-depth development of the first loan expansion action and the credit cultivation action of cultural 188bet app download。

9.Support the Hubei Cultural 188bet app download Financial Service Platform to provide more credit financing products for first-time borrowers。For cultural and 188bet app download small and micro enterprises and individual industrial and commercial households“short、small、frequency、Urgent”16807_16814，People’s Bank of China at all levels、Culture and 188bet app download departments should strengthen cooperation，Guide financial institutions to launch mortgage-free guaranteed credit loan products on the Hubei Cultural 188bet app download Financial Service Platform，Issue credit loans to small and micro enterprises and individual industrial and commercial households with good credit status；Guide financial institutions to actively participate“Nongdan Rural 188bet app download Loan”“Take cultural 188bet app download loan again”and other new government-bank cooperation product models，Reasonable sharing of loan risks。

10.Promote“Four lists”The service mechanism fully covers first-time mortgage households。Promote cooperation between financial institutions and Hubei Provincial 188bet app download Financial Service Center，Actively improve the authorization of small and micro enterprises、Credit、Reply Acceptance、Due to liability“Four lists”Service mechanism，Better support for households without loans to obtain first loans；On the premise that the risks of each financial institution are controllable，Simplify the first loan credit approval process，Announcement of first loan product access conditions，Timely feedback on loan processing progress，Promote banks to accept financing needs within one day，3 days to investigate the first loan information and send an acceptance reply list to the company，Implement the credit conditions within 5 days after initially meeting the conditions，Make a loan approval decision and provide feedback on the results within 1 day，A total of&ldquo that can be processed within 10 days;1351”First loan service model。

6. Establish a financing demand database for key cultural 188bet app download

11.Establish a financing demand database for key cultural 188bet app download。City and state culture and tourism departments strengthen communication and coordination with the local People’s Bank，Carefully check the cultural and tourism projects and enterprises in the jurisdiction that have financing needs，Based on the actual situation of the project、Enterprise integrity record and actual operation establishment of enterprise financing needs list，And report to the Wuhan Branch of the People’s Bank of China before October 31st、Recommended by the Provincial Department of Culture and Tourism。Provincial Department of Culture and Tourism、The Wuhan Branch of the People's Bank of China instructs the Provincial Cultural Financial Service Center to verify the recommended list of financing needs of cultural 188bet app download reported by various localities，Form a recommended list of key cultural 188bet app download with financial support in the province，And push it to various banking financial institutions in Hubei to carry out targeted matching of financing needs。The Wuhan Branch of the People's Bank of China conducts follow-up assessment on the implementation of the docking of various banking financial institutions in Hubei。

7. Make good use of the Hubei Cultural 188bet app download Financial Service Platform

12.Make full use of the online financing docking role of the Hubei Cultural 188bet app download Financial Service Platform。Commercial banks、All local culture and 188bet app download bureaus must make full use of the Hubei cultural 188bet app download financial service platform，Use the platform’s online financing docking function，Provide faster services for financing loans for small, medium and micro enterprises，The details are as follows:

(1) Hubei Cultural 188bet app download Financial Service Platform Website: http://rz.hbcpre.com/

(2) Hubei Provincial 188bet app download Financial Service Center is responsible for various banking financial institutions、Guarantee institution opens general account，And review the financial products entered into the platform by banks and guarantee institutions。Various banking financial institutions、Guarantee institutions and others can independently open sub-accounts under the general account for use by their branches，Accept corporate financing applications and handle online financing loan business, etc.。

(3) Each bank or guarantee company and its related branches must update the relevant corporate credit lines newly added by the institution last month before the 10th of each month、188bet app download results。

(4) The local culture and 188bet app download bureaus are responsible for platform publicity and promotion work，Actively organize companies to register platform accounts，Submit financing needs through the platform to handle financing loan business。

eight、Do a good job with“E Rongtong&188bet app download;'s in-depth docking

13. Strengthening the Hubei cultural tourism financial service platform and“E Rongtong”'s in-depth docking。Focus on the implementation of responsibilities of industry departments around finance to support the high-quality development of our province，Do a good job in collecting and sharing business data and evaluation data of industry enterprises，Strengthening the Hubei cultural tourism financial service platform and“E Rongtong”In-depth docking with provincial small and medium-sized enterprise financing credit platform。The Provincial Department of Culture and Tourism works closely with the Provincial Local Financial Supervision and Administration Bureau，Actively promote“Internet + Government Affairs + Financial Data”Mode，Planning special areas around related fields，Introduce more financial resources to small, medium and micro cultural 188bet app download，Continuously optimize financial services for small, medium and micro enterprises。

9. Submit financial support for the development of cultural 188bet app download

14.Reports from local culture and tourism departments on the implementation of financial policies to promote the development of cultural industries and tourism industries in the region。Including the overall approach and effectiveness of supporting cultural 188bet app download、Typical cases supporting cultural tourism financial innovation、Implementation of guaranteed interest discount policy、Guide guarantee agencies to implement“4321”Zaidan Cultural Tourism Loan’s insurance coverage for financial institutions、The progress of local cultural tourism credit cultivation project and first loan expansion project, etc.。

15.Each bank reports on the relevant work of financial support for cultural industry and 188bet app download industry。Including financial product innovation、Cultural and 188bet app download enterprise credit balance、Loan growth rate、Refinancing, rediscounting and other financial instruments implementation results、Re-guaranteed cultural 188bet app download loan situation based on 4321 model、Typical cases of financial support for cultural industry and 188bet app download industry、Progress in carrying out cultural 188bet app download credit cultivation project and first loan expansion project, etc.。

16.Submission channels and requirements。Relevant reports from financial institutions and cultural 188bet app download departments should be submitted to the Wuhan Branch of the People’s Bank of China and the Provincial Department of Culture and 188bet app download before 15 days after the end of each quarter，No limit to the length of the report，The main purpose is to reflect actual work。

10. Improve the 188bet app download security mechanism

17.Strengthen monitoring and assessment。Provincial Department of Culture and 188bet app download、People’s Bank of China Wuhan Branch to local culture and 188bet app download bureaus、Quarterly monitoring report on the work status of various financial institutions，Annual assessment，And linked to various policy incentives and evaluations。The implementation of inclusive finance by cities, states and counties to support the cultural industry and 188bet app download industry will be included in the provincial financial credit city, state and county assessment，Increase policy tool incentives for regions and financial institutions that have achieved remarkable results。

18.Strengthen publicity and promotion。People’s Bank of China at all levels、The culture and tourism department and the Provincial Cultural Financial Service Center should increase publicity，Through offices and business premises、WeChat public account、Portal website and other forms，Strengthen the publicity and interpretation of policies such as inclusive finance to support cultural 188bet app download，Guide various cultural and tourism market entities to know the policies、Use the policy well，Provide policy interpretation、Financial product consultation、Financing application counseling and other comprehensive services。Actively summarize the cases and experiences of inclusive finance supporting the development of cultural 188bet app download，Increase promotion efforts through mainstream media，Create a good atmosphere，Effectively solve the financing difficulties of small, medium and micro cultural 188bet app download and individual industrial and commercial households、The problem of expensive financing。