August 17，An explosion occurred near the Erawan Shrine, a tourist attraction in the center of Bangkok, Thailand，The bomb is very powerful，During this explosion，Many Chinese tourists were injured or killed。Zhihui 188bet login learned from the Chinese Embassy in Thailand on the 18th，It has been confirmed that 6 Chinese tourists were killed in the explosion。2 of them are Hong Kong tourists，4 Mainland tourists。22 Chinese citizens are still hospitalized，Another Chinese citizen is temporarily missing。According to Thailand PBS TV station，As of 19:28 on the 18th，The number of people injured in the explosion in central Bangkok increased to 134，The death toll rises to 28。And the next day，That is, the afternoon of the 18th，Another explosion occurred at King Arun Bridge in another location in Bangkok，Fortunately no casualties were caused。

Traveling，Wherever you go，There are more than just surprises on the journey，You will also encounter various unexpected situations，For example, traffic accident、Tsunami、Earthquake、Personal injury, etc.，No one can prevent this unexpected event from happening，Whether it is a man-made disaster or a natural disaster，In this case，All tourists can do is to pay attention to possible situations as much as possible，Be cautious，For example, keep track of the status of your destination，Pay attention to the official warning notice，Determined to be safe and feasible；The next best thing to do is to purchase relevant 188bet login，Reduce the loss or damage caused by the incident as much as possible，Transfer risk。In fact，Purchasing 188bet login is an essential service when traveling，It is also an 188bet login measure that most people are aware of nowadays。

Although 188bet login companies can cover many items，But there are many 188bet login disclaimers that people are not easily aware of，Tourists need to consult a travel agency or 188bet login company in detail when purchasing relevant 188bet login products，Be aware of everything，Decide whether to buy again。

Normally，Tourists travel through travel agencies，my country's "Tourism Law" requires travel agencies to compulsorily purchase travel agency liability 188bet login。This is also an 188bet login often seen by tourists，However，For travel agency liability 188bet login，188bet login companies only cover losses caused to tourists due to the travel agency’s own fault，That is, compensation will only be provided when the travel agency is responsible for the accident。If the tourist is traveling，Various accidents caused by one’s own negligence，If the tour guide has no direct responsibility，It is not covered by travel agency liability 188bet login。Most scenic spots will also be insured by "Public Liability 188bet login"，But the subject it guarantees is not tourists，But the scenic spot management unit，That is, tourists due to poor management of scenic spots、Injury accident caused by facility defects，Only tourists can get compensation，If a tourist is accidentally injured while playing，The scenic spot is not directly responsible，Tourists will not be able to obtain 188bet login compensation。

It can be seen that travel agency liability 188bet login or scenic spot public liability 188bet login cannot well solve tourists’ worries。Travel 188bet login is an option at this time，Travel 188bet login can cover various types of personal injuries to tourists during their travels、Property damage、Travel delay、Compensation for changes and other unexpected situations，It is a necessary supplement to travel agency liability 188bet login。

Travel 188bet login composition

Travel 188bet login is usually a protective combination of five major types of accidents，The types and amounts insured by different 188bet login companies will vary，These five major categories of accidents basically cover situations encountered at home and abroad，Some subdivided items may only be available during domestic or overseas travel。

Category 1: Personal accidental injury and medical care，Insured items include: accidental death、Sudden death protection、Disability、Burn and Scald、Public transport accident、Self-driving accident、Medical expenses、Hospitalization allowance、Infectious disease isolation daily allowance, etc.。

Category 2: Overseas rescue，Covered items include: emergency medical evacuation and repatriation、Returning deceased remains、Family condolences and visit expenses、Overstay fees for minors、Fee for returning minors、188bet login kidnapping and illegal detention, etc.。

Category 3: 188bet login Obstacles，Insured items are: 188bet login delay、Baggage delayed、188bet login changes、Trip canceled、Schengen visa rejection protection, etc.；

Category 4: Personal property，Insured items may involve: personal belongings、Loss of 188bet login documents、Loss of personal money、Bank card fraud、Financial protection during 188bet login, etc.。

Category 5，Personal liability resulting in harm to a third party，Coverage includes personal liability or pet liability for injuries caused by third parties。Each item in these five categories of travel 188bet login corresponds to the relevant maximum protection amount and 188bet login package price，There are also details such as coverage conditions and disclaimers。The following table is for the same coverage items，The maximum protection amount insured by different 188bet login packages (pictures are for reference only)。

Like this bombing in Thailand，The case is currently being processed，How to determine it，No conclusion yet，If it is ultimately classified as a terrorist attack，This will obviously affect 188bet login claims，Jiang Lizeng, deputy general manager of Huize 188bet login Network, pointed out，Most personal 188bet login products list terrorist attacks or terrorist activities as one of the exclusions，However, some products do not explicitly list terrorist attacks in the exclusions (liabilities that 188bet login companies do not assume)、Words such as terrorist activities，There are also some 188bet login companies or products that clearly indicate that they can cover accidents related to terrorist activities。(Picture is for reference only)

Zhihui Travel specially consulted several domestic tourism companies for this purpose，Some 188bet login products do “war”、"Riot"、“Terrorist attacks”, “terrorist activities”, etc. are listed as exemption clauses，Accidental casualties caused by the above reasons，The 188bet login company may not pay compensation；Some 188bet login companies will specify which countries are not covered by travel，A few 188bet login companies made it clear，Our own products can cover terrorist attacks and other terrorist activities, or we specifically list those countries that may have turbulent activities for coverage。In this case，There is really nothing that anyone can do，All tourists can do is to carefully and comprehensively consider the past and current social conditions of the destination before traveling，(Thailand is a good place，But its social and political situation in recent years is indeed not good，It hasn’t completely stabilized since 2010，Explosions happen from time to time，Hong Kong has currently issued a red alert for Thai tourism)

Facing various unpredictable 188bet login accidents，Major tourism companies have also launched their own 188bet login protection measures。

Lvmama and Ping An of China have reached in-depth cooperation in the field of ticket 188bet login，From June 2015 to May 2016，Any healthy consumer under the age of 90 (inclusive) purchases scenic spot tickets (prepaid) and free travel (including scenic spot tickets) through Lvmama Travel Network or Lvmama Travel APP before traveling，An accident occurred between entering and leaving the park，For accidental injury, death and disability、Accidental injury medical care、Died from food poisoning、Food poisoning medical treatment and other protection contents，You can get benefits or compensation from Ping An 188bet login。Lvmama Overseas International Tickets、Tickets for Hong Kong, Macao and Taiwan also fall within the scope of "booking tickets and getting free ticket accident 188bet login"。The "Attraction Ticket Accident 188bet login" presented this time covers rafting、Skiing、Skydiving、Diving、Rock climbing、Accidental injuries caused by recreational and high-risk sports such as horse racing。

Tongcheng Travel Network is a domestic OTA travel company，The travel 188bet login products are purchased from Huatai and Pacific 188bet login，For domestic use、188bet login services provided to guests traveling overseas，Visitors can see detailed 188bet login information on the booking page。

Woqu Travel Network focuses on outbound travel，No domestic travel business，Travel 188bet login is purchased from four internationally renowned 188bet login companies，Including a domestic 188bet login company - Ping An of China，Three overseas 188bet login companies，They are: French AXA Group、American Asia Property & Casualty 188bet login、Allianz Property & Casualty 188bet login。

Ctrip currently excepts travel 188bet login products，We also launched our own transparent group、Cancellation protection for special reasons、Natural disaster 188bet login fund、Travel warning mechanism、Emergency assistance system、One-stop travel 188bet login 6-layer protection service，Formed its own complete customer rights protection。

Travel 188bet login system is mature，Able to meet tourists’ travel needs，But some situations or unnecessary losses can be avoided。

The whole group of Tufeng Nanfa experiencers was stolen at the end of last month，A total loss of more than hundreds of thousands，On the way，The tour guide keeps reminding everyone，International thieves are rampant in Avignon，Everyone must be careful，The result still happened，This example tells us，After understanding the local situation，Don’t take it lightly，Can’t leave any opportunity for criminals (they didn’t even buy property 188bet login)。

Discover the personal money provided by various travel agencies in Travel Exclusive Travel、188bet login items for personal belongings，The compensation limit for each piece or set of luggage or items is generally not high，France’s AXA is RMB1,000/piece，Allianz property 188bet login limit is RMB1000/piece，The limit for the United States and Asia is RMB2500/item，The same is true for personal money limits，Regardless of these limits，At least a reminder to tourists: be careful when traveling with large amounts of cash or valuables，Minimize your belongings as much as possible，Especially during outbound travel。

Last，There is no need to elaborate on the meaning of 188bet login，The concessionary travel wall is cracked and it is recommended that tourists buy travel 188bet login，Don’t take chances or care about these 188bet login premiums。

Author of this article: Wang Yanchao；Zhihui 188bet login expert author；Personal WeChat ID: wangdayan110；Welcome to follow，Please indicate when adding,[name+unit+position],Convenient remarks，Thank you very much for your support！